Detailed Guidelines: Kharif Crop Insurance Scheme (2026)
The Government of Bihar, under the Department of Agriculture, is committed to safeguarding the interests of our farming community. In light of the upcoming monsoon season, the Kharif Crop Insurance Scheme has been activated to provide a safety net against unpredictable weather patterns, pests, and natural disasters.
1. Objective of the Scheme
This scheme is designed to provide financial assistance to farmers who suffer crop loss. By ensuring immediate relief, the government aims to keep the agricultural economy of Bihar stable and protect the livelihoods of millions of families.
2. List of Covered Crops
For the 2026 season, the insurance covers the following major crops across all 38 districts of Bihar:
- Paddy (Dhan): High-yield and traditional varieties.
- Maize (Makka): Applicable for both irrigated and non-irrigated land.
- Pulses (Dalhan): Including Arhar and Moong.
- Oilseeds: Specifically Soybean and Til.
3. Eligibility Criteria
To ensure the benefits reach the right hands, the following eligibility rules apply:
- The applicant must be a permanent resident of Bihar.
- The farmer must have valid land documents or a registered sharecropper agreement.
- Both Raiyat (Landowners) and Gair-Raiyat (Tenant Farmers) are eligible to apply.
- Registration on the Bihar Agriculture Department (DBT) portal is mandatory.
4. Required Documentation (Checklist)
Please prepare digital copies of the following before starting your application:
- Aadhaar Card: Must be linked with your active mobile number.
- Land Possession Certificate (LPC): Issued within the last 12 months.
- Bank Passbook: The account must be in a nationalized bank with an active IFSC code.
- Swa-Ghoshna Patra (Self-Declaration): Specifically required for Gair-Raiyat farmers, attested by the Ward Member or Sarpanch.
- Photograph: A recent passport-sized color photo.
5. Step-by-Step Application Process
Follow these steps to ensure a successful registration:
- Visit the BiharOne Official Portal.
- Navigate to the 'Social Security & Agriculture' section.
- Select 'Kharif Crop Insurance 2026'.
- Enter your 13-digit Agriculture Registration Number.
- Upload the required documents in PDF/JPG format (Max 500KB per file).
- Verify all details using the 'Preview' button.
- Submit and save your Acknowledgement Receipt for future reference.
6. Important Deadlines
| Activity | Date |
|---|---|
| Portal Opening Date | April 15, 2026 |
| Last Date for Application | July 31, 2026 |
| Inspection Period | August - September 2026 |
7. Contact & Support
If you encounter any technical issues while applying on BiharOne, please contact:
- Toll-Free Helpline: 1800-180-1551
- Email Support: support.biharone@bihar.gov.in
- Local Office: Contact your Block Agriculture Officer (BAO) during working hours (10:00 AM to 5:00 PM).